Wyatt Financial L.L.C.

Wyatt Financial L.L.C. provides discretionary portfolio management to individuals as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities, typically working with accounts at or above a $250,000 minimum. The firm reports approximately $42.4 million in assets under management across roughly 54 client relationships and invoices fees on a percentage-of-AUM basis.

The firm develops a client-specific investment policy through personal discussions and implements portfolios that are primarily composed of individual equities, no-load mutual funds, and ETFs, while also allocating to REITs, corporate and municipal bonds. Portfolios may include less common instruments such as variable annuities and inverse funds, and the firm requests clients custody assets at Fidelity and participates in Fidelity’s institutional program for execution, reporting, and soft-dollar benefits.

Notably, the firm’s advisory practice is affiliated with a separate family office that provides tax and planning services and may be recommended to advisory clients (the family office relationship is described as separate with no referral fees, and up to 20% of time may be spent on those services). The brochure also discloses negotiable fees in certain cases and the inclusion of other financial products in client portfolios—features that are relatively uncommon among peers in its category.