Wrought Financial Planning

The firm advises individuals (including high‑net‑worth and non‑HNW clients), small businesses and employer plan sponsors, providing comprehensive financial planning, discretionary portfolio management, retirement plan consulting, participant account management for held‑away assets, and project‑based (hourly) planning engagements. Clients receive written or electronic financial plans and periodic performance and allocation reports as part of ongoing service.

Wrought develops an investment policy statement with each client through its planning process and implements portfolios using broad asset‑class allocations, combining an evidence‑based mix of ETFs, index and active funds, liquid alternatives and fixed income with periodic rebalancing. The brochure describes use of third‑party model marketplace and custodian tax‑management tools to assist portfolio implementation, and notes the firm conducts participant education and client meetings as part of retirement‑plan and consultative services.

Compared with many peers, the firm discloses several less‑common practices: it makes affiliated tax, bookkeeping and related services available through an owned tax services affiliate; it communicates with clients via periodic electronic reports and an SMS opt‑in process described in its privacy notice; and its disclosures indicate the use of client testimonials, third‑party ratings in marketing, and educational outreach such as participant education or workshops for plan sponsors. These features are presented in the brochure alongside the firm’s standard fiduciary and compliance disclosures.