Woods Advisory Services LLC

Woods Advisory Services LLC provides personalized, fee-only financial planning and asset management to individuals, families, trusts, charitable organizations, pensions, and corporations. The firm operates with a single principal and manages roughly $27 million in client assets across a relatively small client base, delivering integrated planning and ongoing portfolio oversight.

The firm emphasizes a long-term, asset-allocation driven investment approach implemented primarily on a discretionary basis, favoring low-cost vehicles such as index funds and ETFs and a disciplined process that narrows investable options to a limited universe. Financial planning is the starting point for portfolio decisions, and the firm routinely combines planning and asset management while, where appropriate, involving multiple generations in family planning discussions.

A distinctive feature is that the firm’s principal is a Certified Public Accountant who also operates an affiliated accounting and tax practice, so clients may be offered tax and accounting services in addition to advisory services — a relationship the brochure discloses as a potential conflict of interest. The firm notes mitigation steps (disclosure and client choice of providers) and places explicit emphasis on tax-related issues, financial-statement analysis, and cost-focused security selection, which is less common among similar advisory practices.