WMS Group LLC

The firm provides ongoing portfolio management and financial planning to individuals (including high‑net‑worth clients) and to institutional clients such as pension plans, trusts, estates and business entities. It also offers discretionary participant account management for held‑away defined contribution plan participant accounts using a third‑party platform to connect and review participant plan allocations.

The adviser documents client goals and constraints in a written Investment Policy Statement and typically manages accounts on a discretionary basis, executing trades and rebalancing according to each client’s risk tolerance and time horizon. Its methods include fundamental and cyclical analysis, and its investment strategies range from long‑term allocation to short‑term trading, margin transactions and options writing, with participant accounts reviewed at least quarterly.

Distinctive features noted in the brochure include a firm policy requiring clients to use its recommended custodian, through which it accesses institutional services and research from Charles Schwab and receives related soft‑dollar benefits. The firm also emphasizes management of held‑away retirement participant accounts via an order/platform solution that avoids direct custody, and discloses that principals are licensed to sell insurance products (a potential source of commission‑related conflicts).