WMS Financial Services

WMS Financial Services provides discretionary asset management and related advisory services to individuals, high‑net‑worth individuals, trusts, estates, charitable organizations and business entities, managing roughly $7.2 million across its client base. The firm also conducts public educational seminars and workshops and delivers portfolio management using third‑party models and sub‑advisors via the UX Wealth platform.

The firm’s investment process combines fundamental, technical, charting and cyclical analysis and can include long‑ and short‑term holdings, options and margin strategies depending on client objectives and risk tolerance. WMS operates with discretionary authority and, when using UX Wealth, routes trade execution through UX Wealth’s order‑management system under a limited power of attorney while retaining responsibility for account selection, reporting and oversight.

Distinctive features in the brochure include an affiliated insurance business operated by the managing member — the firm discloses that he dedicates a significant portion of his time to that business and may receive commissions for insurance sales, which the firm says it mitigates through disclosure and fiduciary procedures — and the provision of no‑fee public seminars, an offering noted as uncommon among peers. The brochure also discloses past client dispute settlements (2009–2011) and a Chapter 13 bankruptcy filing by the managing member that closed in 2017; these matters are presented as resolved.