Withum Wealth Management

Withum Wealth Management manages approximately $2.34 billion on a discretionary, fee-only basis for individuals (including high-net-worth clients) as well as business entities, pension and profit-sharing plan sponsors, trusts, estates, and charitable organizations. Its core services include investment management, financial planning, retirement plan consulting, and an Integrated Wealth Management (IWM) platform for clients with over $2 million that adds wealth planning, periodic estate review, and related advisory services.

The firm deploys a goals-based investment process with a tax-optimization overlay and customized portfolio design, using mutual funds, ETFs, individual equities and fixed income, and may allocate to private funds, DFA mutual funds, structured notes, and interval funds when suitable. Withum may engage sub-advisors or independent managers for day-to-day management, offers ESG considerations at client direction, and discloses the limited use of AI tools under firm controls with human review of outputs.

Notable distinctions in the brochure include an ownership/operational affiliation with an accounting firm that provides tax-preparation services to IWM participants—a relationship the firm discloses as creating a potential conflict of interest—and a member firm that sponsors private investment partnerships and provides sub‑advisory and administrative support. The combination of entity-level retirement plan consulting, eligibility for private partnership participation, and the integrated tax‑planning offering for higher‑balance clients differentiates its service mix from many multi-team peers.