Winter & Associates, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$166,988,093
Clients
203
21% high-net worth
Advisors
4
of 5 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Clients per advisor
51
TypicalAverage account size
$822,601
About
Winter & Associates serves individuals (including high net worth individuals), families, trusts and estates, and small businesses, offering asset management, financial planning and consulting, selection and monitoring of other investment advisers, and retirement plan consulting. The firm reports approximately $180 million in assets under management, supports about 200 client relationships, and operates with a four-advisor team.
The firm acts as a fiduciary and uses fundamental analysis and strategic asset allocation to build portfolios, primarily recommending no-load mutual funds and exchange-traded funds (both passive and active) and providing discretionary portfolio management with periodic reviews and rebalancing. Winter & Associates also selects and monitors unaffiliated sub-advisors for turnkey management services and prepares investment policy statements and participant-level support for retirement plans.
Notable distinctions include that certain investment adviser representatives are separately licensed insurance agents who may, in that capacity, offer life insurance, annuities, and other insurance products for commissions — a conflict the firm discloses and for which clients are under no obligation to transact. The firm also discloses that it does not sponsor, manage, or participate in wrap-fee programs and relies on an outsourced platform provider for trade processing, compliance support, and portfolio analytics.
Client services
Expertise
Fee options
Flat project fees for financial planning ranging from $3,500 to $6,500
$0 - $500,000: 1.00% annually $500,001 - $2,000,000: 0.63% annually $2,000,001 - $3,000,000: 0.52% annually $3,000,001 - $4,000,000: 0.41% annually $4,000,001 - $5,000,000: 0.26% annually $5,000,001+: 0.11% annually
Insurance products commissions from insurance sales by licensed representatives
Hourly financial planning/consulting fees ranging from $350 to $400 per hour
Account minimum: $500,000 Fee-only: Flat project fee $3,500 to $6,500; hourly fees $350 to $400 per hour for less complex engagements
Main office location
Winter & Associates, Inc.
964 Grand Avenue
St. Paul MN 55105, United States
Number of offices
1
Most active in
California · Massachusetts · Minnesota · Nebraska · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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