Winston Paul Capital Management, Inc.

Winston Paul Capital Management is a small independent adviser that serves individual investors and select institutional clients. The firm provides discretionary asset management, financial planning and consulting, and ERISA plan services, including acting as a limited‑scope 3(21) fiduciary for qualified retirement plans such as pension and profit‑sharing plans.

The firm manages assets directly and through third‑party solutions, using a managed account marketplace and co‑advisor/sub‑advisor arrangements (including an ongoing relationship with Gradient Investments, LLC and use of Turner Capital as a sub‑advisor). Portfolios are tailored to client goals and risk tolerances using fundamental and technical analysis, with quarterly reviews, periodic rebalancing, the ability to manage “held‑away” defined contribution participant accounts via a third‑party aggregation platform, and the potential to permit borrowing/margin in separately managed accounts where appropriate.

Compared with many solo independent advisers, Winston Paul’s brochure discloses several atypical features: explicit pension consulting and plan services, an incentive sharing arrangement tied to a co‑advisor, and the principal’s outside insurance sales and business consulting activities (all disclosed as potential conflicts). The firm also emphasizes business strategy, value‑growth and exit‑planning work for business owners and uses account householding and negotiable fee arrangements with third‑party managers.