Winship Wealth Partners

Winship Wealth Partners provides personalized financial planning and discretionary investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. Financial planning commonly covers cash flow, college, retirement, tax and estate planning, and implementation is offered though client assets are held with qualified custodians and advisory authority is typically granted by limited power of attorney.

The firm’s investment process is grounded in academic research, drawing on Dimensional Fund Advisors’ work and Fama–French three‑factor analysis, and implements a core‑and‑satellite approach that uses passive index funds and ETFs as the core while adding active managers when warranted. Portfolios are globally diversified with a deliberate tilt toward small‑cap and value exposures, rebalanced regularly and managed with a long‑term strategic allocation (with limited use of options or margin features for specific client needs).

Distinctive features disclosed in the brochure include the firm’s stated reliance on three‑factor academic strategies and its use of custodial/execution platforms such as Charles Schwab and Betterment Institutional, through which it receives non‑economic support services—a potential conflict the firm documents. The adviser also does not vote client proxies for managed accounts, emphasizes written Investment Policy Statements and quarterly reviews, and discloses that it may negotiate account minimums and fee arrangements on a case‑by‑case basis.