W
Windmiller
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$17,047,314
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
18
11% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
18
Average account size
$947,073
About
WindMiller is a single-advisor, state-registered independent investment advisory firm that provides discretionary portfolio management, written financial planning, and pension/employee benefit consulting to individuals, households (including high-net-worth clients) and pension or profit-sharing plans. The firm manages roughly $17 million across about 18 clients and offers plan-level services such as creating written pension consulting plans and providing employee financial education.
The firm prepares an Investment Policy Statement for each client and follows a long-term, globally diversified approach informed by modern portfolio theory, fundamental analysis, and cyclical analysis. WindMiller generally implements portfolios using mutual funds, ETFs, and insurance products (including fixed annuities), will review but not facilitate investments in individual equities, non-U.S. securities, private funds or similar complex instruments, and typically operates with client-granted discretionary trading authority.
WindMiller discloses that its principal is a licensed insurance agent who spends approximately ten hours per week on that activity and may receive compensation for insurance or annuity sales; the firm documents and discloses these conflicts of interest to clients. The combination of plan-level pension consulting, an emphasis on insurance products alongside fund-based portfolios, and a very small client base with full discretionary management differentiates the firm from many solo independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Wealth management
Life insurance needs analysis
College savings (529s, UTMA, etc.)
Annuities
Fee options
Financial planning fees range from $2,500 to $5,000 fixed fees
$0 - $1,000,000: 0.99% total annual fee (0.84% WindMiller fee + 0.15% platform fee) $1,000,001 - $2,000,000: 0.69% total annual fee (0.54% WindMiller fee + 0.15% platform fee) $2,000,001+: 0.39% total annual fee (0.24% WindMiller fee + 0.15% platform fee)
Insurance products commissions (conflict of interest disclosed)
Main office location
Windmiller
Morrison CO, United States
Number of offices
1
Most active in
Windmiller has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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