Willow Creek Capital Management, Inc.

Lucas Duffy is a Series 65-licensed financial advisor with Willow Creek Capital Management, Inc. He has been with the firm since 2024 and has prior experience at Raymond James Financial Services and Rock Creek Group. Lucas’s background also includes roles at George Washington University and involvement with the Montana Democratic Party. Willow Creek Capital Management provides portfolio management and pension consulting services primarily to pension and profit-sharing plans, charitable organizations, and institutional clients, while also serving individuals and high-net-worth clients. The firm combines fundamental analysis and modern portfolio theory with a long-term trading approach and offers ESG integration through Morningstar-based screening.

Susan Estep is a financial advisor at Willow Creek Capital Management, Inc. with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including Raymond James Financial Services Advisors and Wells Fargo Advisors. Estep is also an owner of Estep, Geeting and Weber Capital Management and serves as president of Willow Creek Capital Management. Willow Creek Capital Management provides portfolio management and pension consulting primarily to institutional clients such as pension and profit-sharing plans and charitable organizations, while also serving individuals and high-net-worth clients. The firm employs fundamental analysis and modern portfolio theory with a long-term trading approach and offers ESG integration through Morningstar-based screening.

David Weber is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 22 years of industry experience. Prior to joining Raymond James, he worked at Wells Fargo Advisors Financial Network for nine years. Weber is also an officer and vice president of Willow Creek Capital Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary advisory relationships and provides tailored financial planning and investment consulting supported by firm research and an extensive affiliate network.