William Mack & Associates Inc

John Cunningham is a CFP® with 10 years of industry experience, currently affiliated with William Mack & Associates Inc. He has operated Cunningham & Associates, LLC since 2003 and Cunningham & Associates Advisory Services, PLLC since 2011. In addition to his advisory work, he provides tax planning, preparation, business consulting, and some non-investment legal services through related entities. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients. The firm serves individuals, trusts, retirement plans, and other entities, employing a diversified, tax-efficient investment approach using low-cost mutual funds and ETFs across multiple model strategies.

Brendan Bugenski is a CFP® professional with eight years of experience at William Mack & Associates Inc and nine years at The Adams Group. He has been with William Mack & Associates since 2018. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities. The firm manages approximately $820 million for about 957 clients through a team of ten advisers, focusing on diversified, tax-efficient, and low-cost investment strategies using no-load mutual funds and ETFs.

William Caton is a financial advisor at William Mack & Associates Inc with two years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC and several other companies outside the financial sector, including Door Dash and United Wholesale Mortgage. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities. The firm manages approximately $820 million for about 957 clients through a team of ten advisers, focusing on diversified, tax-efficient, and low-cost investment strategies using no-load mutual funds and ETFs across multiple model portfolios.

Deanna K Inney is a Series 65-licensed advisor with William Mack & Associates Inc, where she has been working since 2004. She is based in Troy, MI, and is part of a team of ten advisors. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for around 957 clients, including individuals, trusts, and retirement plans. The firm focuses on diversified, tax-efficient, low-cost investment strategies using no-load mutual funds and ETFs across six model portfolios with a long-term orientation and periodic rebalancing.

William Mack is a CFP® with 16 years of industry experience. He is associated with CND Financial and has prior experience at a mutual fund management company. He has also operated William Mack & Associates, Inc. since 1992. CND Financial is a fee-only, SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm manages approximately $176.9 million in assets for about 191 clients, offering tailored portfolio management and hourly financial planning using a range of model strategies and primarily no-load mutual funds and ETFs.

Patrick Cunningham is a CFP® professional with 15 years of experience in financial advisory services. He is currently with William Mack & Associates Inc and has operated Cunningham & Associates Advisory Services, PLLC, and Cunningham & Associates, LLC since 2011 and 2003, respectively. Outside of his advisory roles, he is involved in tax planning, preparation, and business consulting through Cunningham & Associates Advisory Services. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities. The firm manages approximately $820 million for nearly 1,000 clients through a team of ten advisers, offering discretionary retainer investment management and financial planning with an emphasis on diversification, tax efficiency, and low-cost implementation.

Timothy Mack is a Series 65-registered advisor with William Mack & Associates Inc in Troy, MI. He has been with the firm since 2014 and has no prior industry experience outside this role. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities. The firm manages approximately $820 million for about 957 clients through a team of ten advisers, focusing on diversified, tax-efficient, low-cost investment strategies using no-load mutual funds and ETFs across six model portfolios with a long-term orientation.

Charles Dickinson is a financial advisor at William Mack & Associates Inc with five years of industry experience. He holds Series 63 and Series 65 credentials and has worked at William Mack & Associates since 2022. Dickinson is also the managing member of Monitor My Advisor LLC, a compliance consulting firm serving registered investment advisers. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for about 957 clients. The firm serves individuals, trusts, retirement plans, and other entities, emphasizing diversification, tax efficiency, and low-cost implementation through no-load mutual funds and ETFs across multiple model strategies.

Frank Arvai is a CFP® professional with 14 years of experience, currently serving at William Mack & Associates Inc since 2019. He previously worked at Mutual Fund Management Co for 26 years and operated Arvai & Associates from 1992 until its sale in 2017. Following the sale, he has worked as an independent contractor-consultant during the transition of Arvai & Associates to a new firm, a non-investment related activity. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients through a team of ten advisors. The firm focuses on diversified, tax-efficient, low-cost investment strategies using no-load mutual funds and ETFs, serving individuals, trusts, retirement plans, and other entities.

Kenneth Klegon is a CFP® with 15 years of industry experience, currently serving as an advisor at William Mack & Associates Inc since 2017. Prior to this, he worked at a mutual fund management company from 2011 to 2018. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients. The firm serves individuals, trusts, retirement plans, and other entities, offering discretionary investment management and financial planning with a focus on diversification, tax efficiency, and low-cost implementation using no-load mutual funds and ETFs across multiple model strategies.

Richard Keil is a financial advisor at William Mack & Associates Inc with eight years of industry experience. He holds the PFS™ designation and has worked at William Mack & Associates since 2019. Keil has prior experience at a mutual fund management company and has been involved with Keil & Associates, P.C. since 1988. He is also president of Payroll Express, Inc., a payroll service firm. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients. The firm serves individuals, trusts, retirement plans, and other entities through a team of ten advisors, emphasizing diversified, tax-efficient, low-cost investment strategies using mutual funds and ETFs.

James Duronio is an investment adviser representative at Covenant Capital Advisors, LLC with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Covenant Capital Advisors since 2019. Duronio is also dually registered with William Mack & Associates, Inc., providing investment consulting and back-office support services. Covenant Capital Advisors, LLC is a single-advisor independent firm offering discretionary portfolio management, comprehensive financial planning, and consulting services to individuals, plans, trusts, charitable organizations, and other advisers. The firm emphasizes individualized planning and diversified strategic asset allocation, and it provides specialized employee-benefit and pension consulting as well as private back-office consulting to other registered investment advisers.

Jennie Spurlock is a CFP® with eight years of industry experience, currently serving as an advisor at William Mack & Associates Inc since 2019. She previously worked at Plante Moran Financial Advisors and has been involved in various agricultural and supply businesses, including ownership and management roles in several farming and welding supply companies. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients through a team of ten advisors. The firm focuses on diversified, tax-efficient, low-cost investment strategies using no-load mutual funds and ETFs, serving individuals, trusts, and retirement plans.

Linda Smith is a CFP® professional with nine years of industry experience. She has been with William Mack & Associates, Inc. since 2005. William Mack & Associates is a fee-only, SEC-registered investment adviser serving individuals, trusts, retirement plans, and other entities, managing approximately $820 million for about 957 clients through a team of ten advisers. The firm’s investment approach emphasizes diversification, tax efficiency, and low-cost implementation using no-load mutual funds and ETFs across six model strategies with a long-term orientation and periodic rebalancing.

Theodore Bugenski is a CFP® with 19 years of industry experience, currently serving as an advisor at CND Financial since 2008. He also has a long tenure at William Mack & Associates, Inc., dating back to 1992. CND Financial is a fee-only, SEC-registered investment adviser that provides portfolio management and financial planning services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs five model strategies using no-load mutual funds and ETFs, managing accounts on a limited-discretionary basis with quarterly portfolio reviews and integrated financial planning.