Whole Family Financial Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$65,968,001
Clients
77
64% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
77
Very HighAverage account size
$856,727
About
Whole Family Financial Services, Inc. is an independent, single-advisor registered investment adviser that works with individuals, high-net-worth clients and small business owners to provide financial planning, investment consultation and ongoing portfolio management. Services described in the brochure include broad and modular financial planning (cash flow, retirement, education, tax and estate planning), investment consultation, business consultation and divorce-planning assistance.
The firm’s investment process centers on asset-allocation models informed by Modern Portfolio Theory and a mix of fundamental and technical analysis, with customized portfolios designed around client objectives, time horizons and risk tolerance. Accounts are managed on a primarily nondiscretionary basis, so the firm prepares recommendations and implements trades only with client approval and permits reasonable client constraints on holdings.
What is notable about this firm compared with many independent peers is the scale and structure of its non-discretionary business: the brochure states the firm manages roughly $58.2 million on a non-discretionary basis across its client base and requires client pre-approval for trades, which limits trade aggregation and affects execution mechanics. The firm also documents a specific option to manage assets held directly at American Funds and describes practical involvement in client legal coordination (for estate and divorce planning), which are operational features not routinely emphasized by similarly sized independent advisers.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
Fee options
$150,000 - $199,999: 1.25% annually $200,000 - $999,999: 1.00% annually $1,000,000 - $4,999,999: 0.75% annually $5,000,000+: 0.50% annually
$250 per hour, billed in 15-minute increments
Account minimum: $150,000
Main office location
Whole Family Financial Services, Inc.
Bothell WA, United States
Number of offices
1
Most active in
Whole Family Financial Services, Inc. has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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