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Whitmore Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
2
50% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$0
About
Whitmore Financial Planning provides hourly, fee-only financial planning to individual and small-business clients, offering comprehensive and targeted planning services such as cash-flow analysis, retirement and education funding, risk-management reviews, and implementation assistance. The firm accepts clients without minimum asset requirements and delivers services on an as-needed basis rather than through ongoing asset management engagements.
When investment advice is requested, the firm emphasizes fundamental, long-term investment principles and diversified asset allocation, and commonly recommends low-cost no-load mutual funds, U.S. government securities, or certificates of deposit. Reviews and updates are scheduled at the client’s request, and the firm uses financial-planning software (Moneytree’s Silver Planner/Total Planning Suite) to develop and document plans and recommendations.
The firm does not manage client portfolios, does not take custody or discretionary authority over client assets, and does not charge percentage-of-assets-under-management or performance-based fees—features that are uncommon among independent advisers. The principal holds CFP coursework credentials and is an enrolled agent, and the owner’s bookkeeping and tax-practice background informs work with small-business and tax-sensitive clients, while the practice’s very limited client roster and hourly, on-demand model contrast with more typical ongoing advisory relationships.
Client services
Financial planning
Expertise
General retirement planning
Cash flow / budgeting
Fee options
$90 per hour, fees are negotiable
Fee-only: Hourly fee of $90 per hour, fees are negotiable
Main office location
Whitmore Financial Planning
Creede CO, United States
Number of offices
1
Most active in
Whitmore Financial Planning has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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