White Sand Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$172,416,408
Total clients
188
29% high-net worth
Total advisors
4
of 7 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
47
Average account size
$917,109
About
White Sand Wealth Management serves individual clients, including high-net-worth households, and offers investment management alongside project-based and ongoing financial planning. The firm also accepts institutional relationships such as pension and profit-sharing plans and corporate clients, and it may use third‑party managers to implement client-specific strategies.
WSWM develops individualized investment policy statements and manages discretionary portfolios using a combination of passive (index funds and ETFs) and active approaches informed by fundamental and technical analysis. Accounts are typically custodied at Charles Schwab, reviewed at least quarterly, and the firm retains oversight when delegating day-to-day management to outside managers while operating under a stated fiduciary code of ethics.
Notably, the firm identifies pension/profit-sharing plans among its client types and discusses municipal bonds in its investment program, reflecting experience with public‑sector or state/municipal government–related accounts — a client type that is uncommon among similar team firms. The four-advisor team includes professionals holding CFP, CTFA, CISP, and RSSA credentials and brings trust and bank wealth-management experience to serve about 188 clients with roughly $172 million in discretionary AUM.
Client services
Expertise
Demographic focus
Fee options
Project based financial planning fixed fees ranging from $3,000 to $5,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $3,000,000: 0.60% $3,000,001+: 0.50%
$250 per hour for financial planning
Ongoing financial planning monthly fees ranging from $250 to $3,000
Account minimum: $250,000 Fee-only: Project based fixed fees ranging from $3,000 to $5,000; Hourly financial planning at $250/hour; Ongoing financial planning monthly fees ranging from $250 to $3,000
Main office location
White Sand Wealth Management
131 S Water Street
Liberty MO 64068, United States
Number of offices
1
Most active in
Florida · Kansas · Missouri · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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