White Crest Capital

White Crest Capital provides discretionary asset management and ongoing portfolio supervision to individuals, high‑net‑worth clients, trusts, estates, charitable organizations and business entities. The firm manages client accounts across a wide range of securities (exchange‑listed, OTC, foreign issues, corporate and municipal debt, U.S. government securities) and charges asset‑based advisory fees for portfolio management.

The firm’s advice is tailored through one‑on‑one interviews and questionnaires and clients may impose reasonable investment restrictions; accounts are actively monitored and managed with discretion unless non‑discretionary authority is requested. Investment decisions draw on cyclical, fundamental and technical analysis and employ long‑term, short‑term and, when appropriate, more frequent trading; the firm also accommodates special situations such as low‑basis stock, stock options, legacy holdings and tax considerations.

Noteworthy aspects include that all reported assets ($11.19 million as of December 2025) are managed on a discretionary basis for a small client roster (eight clients), yielding a higher assets‑per‑client profile than typical for many independents. Operationally, the firm implements trades through a firm‑selected broker‑dealer and custodian (Interactive Brokers), is deemed to have custody only to the extent fees are deducted from client accounts, and does not vote proxies on client securities.