White & Company Financial Planning, Inc.

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Client assets under management

$149,805,946

Clients

307

13% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$487,967

About

White & Company Financial Planning, Inc. provides fee-only financial planning and discretionary investment management to individuals, high-net-worth individuals, trusts, and estates. The firm delivers written financial plans and ongoing portfolio management, and in some cases serves as trustee or personal representative for clients, which can give it custody over trust or estate accounts.

Investment decisions are governed by client-specific investment policy statements and an asset-allocation approach that blends passively managed index and exchange-traded funds with actively managed funds where appropriate, using fundamental analysis and periodic rebalancing. Financial planning engagements are typically delivered as standalone written plans (billed hourly), while managed accounts are reviewed on a quarterly or annual basis and adjusted to match changing goals and risk tolerance.

What distinguishes the firm from many peers is its affiliation with White & Company, PC, an accounting firm: the advisory shareholders also own the accounting practice, the firms share office space and support staff, and certain advisers split time between the two entities, creating routine cross-referral opportunities and disclosed conflicts of interest. The firm also requires clients to custody assets at its recommended broker-dealer for trade execution and manages roughly $150 million across about 300 client relationships with a small advisory team.

Client services

Financial planning Portfolio management

Expertise

General retirement planning General tax planning Wealth management Cash flow / budgeting

Fee options

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001 - $7,500,000: 0.50% annually $7,500,001+: 0.25% annually

Project-based

$325 per hour for financial planning and other advisory services

Other

Fee-only: Hourly financial planning at $325 per hour, typically ranging from $500 to $7,500 depending on complexity

Main office location

White & Company Financial Planning, Inc.

910 Franklin Ave, Suite 3

Sunnyside WA 98944, United States

Number of offices

Most active in

Idaho · Washington

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 509-837-6700

Advisors at this firm

Thomas W

CFP®, PFS™

Sunnyside, WA

White & Company Financial Planning, Inc.

Thomas White is a CERTIFIED FINANCIAL PLANNER™ and Personal Financial Specialist™ with 25 years of experience in the financial services industry. He has been with White & Company Financial Planning, Inc. since 2000 and has worked with its affiliated firm, White & Company, Pc, since 1994. White & Company Financial Planning, Inc. provides fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, and estates. The firm uses an asset-allocation approach combining passive index/ETF exposures and actively managed funds, and it maintains a close relationship with an affiliated accounting practice.

General retirement planning General tax planning Wealth management Cash flow / budgeting

Misti W

Series 65

Sunnyside, WA

White & Company Financial Planning, Inc.

Misti Wiederspohn is a financial advisor at White & Company Financial Planning, Inc. with 19 years of industry experience. She holds a Series 65 designation and has been with White & Company and its affiliated entities since 2005. White & Company Financial Planning, Inc. provides fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, and estates. The firm uses an asset-allocation approach tailored to each client’s goals and risk tolerance, combining passive index/ETF exposures with selectively chosen actively managed funds.

General retirement planning General tax planning Wealth management Cash flow / budgeting

James P

Series 65

Sunnyside, WA

White & Company Financial Planning, Inc.

James Parker is a Series 65-licensed financial advisor with White & Company Financial Planning, Inc., where he has worked since 2002. He has 23 years of industry experience and has been affiliated with White & Company, Pc since 1998. White & Company Financial Planning, Inc. offers fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, and estates. The firm uses an asset-allocation approach combining passive index/ETF exposures and selectively chosen active funds, with accounts managed on a discretionary basis and plans provided as standalone reports.

General retirement planning General tax planning Wealth management Cash flow / budgeting

Gregory V

Series 65

Sunnyside, WA

White & Company Financial Planning, Inc.

Gregory Vander Top is a financial advisor at White & Company Financial Planning, Inc. with 18 years of industry experience. He holds the Series 65 designation and has been with the firm since 2008. His prior experience includes work at White & Company, Pc, where he has been active since 1997. White & Company Financial Planning, Inc. provides fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, and estates. The firm employs an asset-allocation approach tailored to clients’ goals and risk tolerance, combining passive index and ETF exposures with selectively used actively managed funds.

General retirement planning General tax planning Wealth management Cash flow / budgeting

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