Whitcomb & Hess, Inc.

Whitcomb & Hess serves a mix of individual clients (including high net worth individuals), corporations, trusts, estates, charitable organizations, and sponsors of participant-directed retirement plans. The firm provides discretionary and non-discretionary portfolio management, pension consulting, financial planning, and also offers tax, accounting and insurance services as part of its broader practice.

Investment advice and account supervision are tailored to each client’s objectives, time horizon, risk tolerance and tax considerations, and the firm employs fundamental and technical analysis with both long- and short-term strategies. Accounts are reviewed at least quarterly and clients receive regular performance and account reports; the firm notes that some third‑party performance reporting used in communications may not reflect the net effect of advisory fees, and it can execute margin (borrowed) transactions for clients when requested.

Whitcomb & Hess is notable for operating as a CPA and licensed insurance agency alongside its SEC‑registered advisory business, and for integrating pension plan participant educational workshops and employee communications into its consulting services. The brochure also discloses operational features that are less common among peers — including trustee arrangements that create limited custody considerations, use of standing letters of authorization, and a modular fixed‑fee financial planning offering with set pricing for updates.