Whisper Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$739,951
Total clients
6
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
6
Average account size
$123,325
About
The firm provides one-time and ongoing financial planning and discretionary investment management to individuals (including high-net-worth clients) and business owners. Services include comprehensive financial plans, retirement and estate planning, cash flow and tax-aware advice, and implementation across common asset classes such as stocks, bonds, mutual funds, and ETFs.
The firm’s investment approach emphasizes portfolio construction grounded in Modern Portfolio Theory and passive investing using low-cost funds, while also employing fundamental analysis and offering customizable socially responsible (ESG) options and client-imposed investment restrictions. Clients who engage for investment management grant limited discretionary authority, and the firm integrates tax and estate considerations into planning and periodic plan reviews.
Noteworthy for a solo, state-registered adviser, the principal operates an affiliated tax-preparation business and has contracted with other advisory firms, relationships that the firm discloses as potential conflicts of interest and that may lead to cross-referral or bundled-service considerations (use of the affiliated tax service is not required). The principal also holds an Enrolled Agent credential and a Certificate in Blockchain and Digital Assets, supporting an uncommon focus on digital-asset guidance for a small practice managing under $1 million in assets.
Client services
Financial planning
Portfolio management
Fee options
One Time Financial Plan starting at $4,500 (fixed fee); Ongoing Financial Planning at $1,000 per quarter
$0 - $999,999: 1.00% $1,000,000 - $4,999,999: 0.85% $5,000,000+: 0.65%
$350 per hour, minimum one hour
Fee-only: One Time Financial Plan fixed fee starting at $4,500; Ongoing Financial Planning quarterly fee of $1,000; Hourly Add-ons at $350 per hour
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Main office location
Whisper Financial
Cobb CA, United States
Number of offices
2
Forms ADV
Quick links
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