Wharton Financial Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The Wharton Financial Group provides retirement, financial and estate‑planning and consulting services to individuals, business owners, pension plan sponsors, trust officers, corporations and not‑for‑profit organizations. Its brochure states the firm does not currently manage client assets on a discretionary or non‑discretionary basis and focuses on estate‑planning design and implementation, with negotiable project fees for those engagements.
The firm’s stated methods of analysis include fundamental, technical and cyclical approaches, but it does not execute client trades or maintain custody as part of its advisory business; reviews of plans and recommendations are performed at least annually and may be prompted by material economic changes. Clients may impose restrictions on recommendations, and implementation is left to clients or, if elected, conducted through the firm’s affiliated broker‑dealer.
Distinctive for a firm in this category, the firm’s principals are registered representatives of Cambridge Investment Research and are also licensed insurance agents, selling mutual funds, ETFs, variable products and insurance for commissions while disclosing those potential conflicts of interest. The firm does not rely on percentage‑of‑assets‑under‑management fees—instead using negotiable, project‑based fees for estate planning—and it does not participate in wrap or discretionary asset‑management programs.
Client services
Financial planning
Expertise
General estate planning guidance
Trust structures (GRAT, IDGT, revocable)
Fee options
Registered representative sells securities and insurance products for commissions; details vary by product.
Fee-only: Fees for financial and estate planning range from $0 to $2,000, negotiable, charged upon completion of the project.
Main office location
Wharton Financial Group
114 State Road, Unit A 6
Sagamore Beach MA 02562, United States
Number of offices
1
Most active in
Wharton Financial Group has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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