Wharton Business Group, LLC

Wharton Business Group provides discretionary and non‑discretionary investment management, financial planning, and retirement plan consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, estates, and charitable organizations. Its retirement plan services include ERISA‑focused consulting such as investment policy development, plan fee reviews, participant education, and acting as a liaison with trustees, custodians and other third‑party providers.

The firm generally allocates client assets across individual equities, fixed income, mutual funds and ETFs and applies charting, fundamental and technical analysis with both long‑ and short‑term purchase strategies. Wharton Business Group also reports using artificial intelligence tools for meeting note‑taking and data aggregation to support operations, noting safeguards such as discarded audio, restrictions on model training with client data, and human review of outputs.

Distinctive features disclosed in the brochure include that certain representatives are licensed insurance agents who may recommend commission‑based insurance products, and that the firm’s principals serve as general partners and investors in private investment vehicles (for example, SWR Acquisition LLC and Irish Whiskey Ventures entities), with such investments handled on a non‑discretionary basis and disclosed as conflicts. The firm is owned by Alera Group Inc. and manages several billion dollars with a small advisory team (three advisors serving roughly 100 clients), a profile that results in relatively high assets under management per advisor compared with many peers.