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Westrate Capital Management, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,883,355
Clients
29
28% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
29
TypicalAverage account size
$823,564
About
Westrate Capital Management provides discretionary asset management and financial planning to individuals, families, trusts, estates, charitable organizations, and employer-sponsored plans. Services include ongoing portfolio management as well as retirement and college planning and hourly financial consulting engagements.
The firm constructs integrated portfolios tailored to each client’s goals, time horizon, and risk tolerance, emphasizing diversification across asset classes and the use of low-cost, no-load funds while taking tax efficiency and investment expenses into account. WCM manages accounts on a discretionary basis, conducts continuous monitoring with at least annual formal reviews, and permits clients to impose written investment restrictions (for example, socially conscious screens).
Westrate is a privately owned advisory practice with a long operating history and a relatively small client base for its level of assets under management, and it does not require a formal account minimum. Distinctive operating features include a policy of not accepting external compensation or soft-dollar benefits, a practice of not voting client proxies (clients receive and vote their own proxies), and the availability of standalone planning and consulting services with the option to waive plan fees if clients implement recommendations through the firm.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Tax-loss harvesting
Fee options
Retirement planning: $2,000; College planning: $250
$0 - $100,000: 1.00% annually $100,001 - $500,000: 0.90% annually $500,001+: 0.50% annually
$150/hour for financial consulting
Fee-only: Financial consulting at $150/hour; Fixed fees: Retirement planning $2,000 flat fee, College planning $250 flat fee
Main office location
Westrate Capital Management, Inc.
Signal Mountain TN, United States
Number of offices
1
Most active in
Westrate Capital Management, Inc. has reported serving >5 clients in these states in the last 12 months.
Illinois · Tennessee · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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