West Loop Financial LLC

West Loop Financial LLC serves individuals (including high-net-worth clients), trusts, qualified retirement plans, charitable organizations and businesses with discretionary portfolio management, employee benefit plan advisory and standalone financial planning. The firm reports managing about $45.2 million in discretionary assets across 27 client relationships and typically establishes written investment policy statements and periodic reviews for each client.

The firm’s investment approach is evidence-based and aligned with modern portfolio theory, emphasizing diversified, low-turnover mutual funds and ETFs (notably funds from DFA, Vanguard, Bridgeway and AQR), occasional model portfolios, and the use of Monte Carlo analysis to inform asset allocation and risk tolerance. Fixed income exposure is sometimes implemented via managed accounts through a third-party fixed income manager, and the firm may retain individual securities for tax or personal reasons; it also discloses occasional use of interval funds where illiquidity is judged appropriate to obtain specific risk/return exposures.

Notable operational features include a formal relationship with a third-party provider that supplies back-office services, acts as a sub-advisor for fixed income portfolios, and is contractually able to step in to provide portfolio management for a limited period in the event of the firm’s principal’s death or incapacity. The firm also offers access to certain Stone Ridge mutual and interval funds at reduced minimums and to a cash-management aggregator (Flourish Cash), and it generally asks clients to direct the choice of brokerage for equity and mutual fund trading — a setup that can limit the adviser’s ability to negotiate commissions or consolidate execution on clients’ behalf.