West Advisors, Inc.

The firm advises individuals, high‑net‑worth clients, married couples, trusts, qualified retirement plans and tax‑exempt organizations, offering personal financial consulting, discretionary and non‑discretionary investment management, one‑time or periodic investment advice, and selected non‑advisory services such as estate‑planning project coordination and accounting/bill‑payment support for client‑affiliated entities. Engagements are documented in written agreements and the firm frames its role as a fiduciary to clients.

Investment guidance is built around target asset allocations derived from Modern Portfolio Theory, with explicit attention to tax‑sensitive asset location, use of passive vehicles where markets are efficient, and selective active managers or alternative funds where appropriate; the firm also integrates global diversification and currency considerations into its recommendations. Accounts are formally reviewed on a regular schedule (monthly reviews for existing clients) and clients receive written reports each quarter; clients may receive discretionary or non‑discretionary implementation depending on the agreed service.

The firm is a solo‑practitioner advisory business with a relatively large amount of assets per advisor and an unusual concentration of assets managed on a non‑discretionary basis, rather than the typical percentage‑of‑AUM billing model used by many peers. It operates on a fee‑only basis, follows the CFA Institute Code of Ethics, does not accept performance‑based fees, and does not take custody of client assets.