Welon Partners

Welon Partners serves high‑net‑worth individuals, households, trusts and small-business clients, providing discretionary investment management, financial planning, and ad‑hoc consulting. The firm also advises employers on retirement plan options and offers standalone financial plans billed hourly or as fixed fees.

Investment work is custom‑tailored, with emphasis on asset allocation first, then asset selection and asset location; portfolios commonly use a core‑satellite equity approach, bonds, ETFs, and occasional options, with equity holding periods typically targeted at two to five years to manage tax outcomes. The advisor coordinates with clients’ tax and legal professionals, seeks tax‑aware placement across account types (what it describes as “tax‑alpha”), and will advise on non‑liquid holdings such as timberland or real estate while relying on third‑party custody for those assets.

Noteworthy features relative to peers include a small, experienced partnership with multiple professional credentials (CFA, CFP, CPA), a stated account guideline of $300,000 with discretionary exceptions, and an explicit fixed‑fee planning range ($7,500–$25,000). The firm sometimes bills for “held‑away” assets and applies modified fee schedules for trust accounts, prefers Charles Schwab for custody but will use other brokers for fixed‑income execution when advantageous, and maintains a separate, limited‑hours small‑business consulting activity.