Well Spent Wealth Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$40,456,445
Clients
55
22% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
55
HighAverage account size
$735,572
About
The firm provides comprehensive financial planning and investment management services to individuals and families, covering areas such as retirement, tax and cash-flow analysis, death and disability planning, and investment analysis. The brochure specifically references donor-advised funds and their exclusion from net-worth calculations, indicating familiarity with charitable giving vehicles in client planning.
Portfolios are typically built with low-cost, diversified mutual funds and ETFs — the firm generally recommends Dimensional Fund Advisors (DFA) funds — and may include individual bonds when appropriate. The firm relies on fundamental analysis, manages accounts on a discretionary basis with regular monitoring, and emphasizes a long-term investment focus while adjusting allocations to meet client objectives or market conditions.
What is distinctive is the firm’s documented attention to charitable-planning elements (for example, treatment of donor-advised funds) and the integration of tax and estate considerations into ongoing wealth planning. Firm personnel hold advanced credentials in financial planning, financial behavior, and college funding, reflecting an integrated approach that brings behavioral and education-focused planning into its advisory work.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Wealth management
Passive / index investing
Fee options
Annual fixed fee based on percentage of net worth for Wealth Planning Engagement
$0 - $500,000: 0.75% annually of net worth $500,001 - $4,000,000: 0.50% annually of net worth $4,000,001+: Negotiable
Account minimum: $6,000 minimum annual fee for comprehensive financial planning services (no minimum account size) Minimum fee: $6,000 minimum annual fee for comprehensive financial planning services Fee-only: Fee-only advisory services; no commissions or other compensation received
Main office location
Well Spent Wealth Planning
Loveland OH, United States
Number of offices
2
Most active in
Well Spent Wealth Planning has reported serving >5 clients in these states in the last 12 months.
Ohio · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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