Welcome Home Wealth Advisors LLC

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Client assets under management

$46,300,000

Clients

214

10% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

107

Very High

Average account size

$216,355

About

Welcome Home Wealth Advisors LLC manages about $46.3 million for roughly 214 clients and provides discretionary asset management, third‑party manager referrals, and ERISA 3(21) retirement‑plan advisory services. The firm offers portfolio construction, ongoing monitoring, and may engage sub‑advisors or third‑party managers to implement client investment programs.

WHWA generally charges percentage‑of‑assets fees and implements strategies using fundamental and technical analysis and Modern Portfolio Theory, with discretionary authority to trade on clients’ behalf. The firm documents client objectives in profile forms, monitors TPM and sub‑advisor performance, and discloses that it may recommend tax‑deferral techniques such as Deferred Sales Trusts for certain highly appreciated asset sales.

What distinguishes WHWA in its disclosure is its close affiliation with insurance businesses: the firm’s principals are active insurance agents and disclose receipt of typical insurance commissions and time spent on those activities, along with procedures to address the resulting conflicts. The brochure also highlights referral and fee‑sharing arrangements with TPMs (including Gradient Investments and Advisors Capital), the recent addition of Advisors Capital as a money manager, and an explicit discussion of DST risks — features that are less common among peers.

Client services

Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Fee options

Fixed

Client Directed Accounts have a $300 annual fee to GI; $0 to WHWA.

Percentage

$0+: Up to 1.5% annually (negotiable) - WHWA Asset Management maximum fee $0+: 2.00% annually (Strategic Portfolios total fee) with 1.00% to GI and 1.00% to WHWA $0+: 1.80% annually (Tactical Portfolios total fee) with 0.80% to GI and 1.00% to WHWA $0+: 1.70% annually (Allocation & Defined Outcome Portfolios total fee) with 0.70% to GI and 1.00% to WHWA $0+: 1.00% annually (Preservation Portfolios total fee) with 0.40% to GI and 0.60% to WHWA $0+: 1.50% annually (Private Wealth Portfolios total fee) with 0.50% to GI and 1.00% to WHWA

Commissions

Insurance product commissions received by advisory representatives as licensed insurance agents.

Other

Fee-only: ERISA plan services up to 1% annually, negotiable, charged quarterly or monthly in arrears or in advance.

Main office location

Welcome Home Wealth Advisors LLC

222 North Arch Road

North Chesterfield VA 23236, United States

Number of offices

Most active in

Texas · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website (804) 897-4844

Advisors at this firm

Timothy S

Series 65

North Chesterfield, VA

Welcome Home Wealth Advisors LLC

Timothy Short is a financial advisor at Welcome Home Wealth Advisors LLC with four years of industry experience. He holds a Series 65 designation and has worked at Foundations Investment Advisors LLC and Wealth Preservers, Inc. He is also active as an insurance agent, dedicating time to the sale of various insurance products. Welcome Home Wealth Advisors LLC provides discretionary investment management and serves as a 3(21) ERISA plan advisor, referring clients to third-party managers. The firm uses fundamental and technical analysis alongside Modern Portfolio Theory and typically exercises discretionary trading authority while engaging sub-advisors to implement strategies.

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Ralph S

Series 63, Series 65

North Chesterfield, VA

Welcome Home Wealth Advisors LLC

Ralph Short Jr. is a financial advisor with Welcome Home Wealth Advisors LLC, holding Series 63 and Series 65 licenses and over 34 years of industry experience. His prior roles include positions at Foundations Investment Advisors and AXA Advisors, as well as ownership of Wealth Preservers, an insurance agency offering life, health, and employee benefits since 1990. He is also involved in retirement planning, risk management, and legacy planning through his other business activities. Welcome Home Wealth Advisors LLC provides discretionary investment management and serves as a 3(21) ERISA plan advisor, primarily working with sub-advisors and third-party managers. The firm uses fundamental and technical analysis along with Modern Portfolio Theory and maintains a close affiliation with insurance businesses.

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

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