Wealthtrak Advisors

WealthTrak Advisors provides discretionary portfolio management and financial planning to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm manages $195,351,410 in discretionary client assets for about 270 clients through a team of five advisors and offers services including portfolio management, financial planning, advisory consulting, selection of other advisers, and sub‑advisory arrangements.

WealthTrak typically manages accounts on a discretionary basis, developing tailored strategies from proprietary model portfolios or by selecting third‑party money managers through its Managed Portfolio Program (MPP) and a Managed Variable Insurance Program (MVIP), with ongoing monitoring and rebalancing. The firm uses a mix of analytical techniques—fundamental, technical, and charting analysis—and also offers automated retirement asset allocation services via a relationship with Howard Capital Management, including HCM’s 401(k) Optimizer and TSP Navigator.

Noteworthy features include its role as a sub‑advisor and provider of model portfolios to other advisers and its referral relationship with HCM for retirement‑plan participant advice, for which it may receive compensation. The firm’s personnel also include registered representatives of a broker‑dealer and owners of an affiliated insurance agency, arrangements the brochure discloses as potential conflicts of interest and addresses through policies such as excluding certain commissionable products from the firm’s advisory platform.