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Wealthplans, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$210,134,228
This total excludes 5 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
171
41% high-net worth
Advisors
1
of 1 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
171
Very HighAverage account size
$1,228,855
About
WealthPlans serves individuals, high-net-worth clients, trusts, estates, businesses, nonprofits and retirement plans, offering discretionary investment management, financial planning, and retirement-plan advisory services. The firm manages roughly $220 million for about 170 client relationships and provides ERISA-focused services, including both 3(38) investment management and 3(21) advisory assistance for plans.
The firm constructs customized, primarily long-term portfolios using low-cost mutual funds and ETFs and, when appropriate, individual stocks, bonds or options; its investment analysis draws on fundamental, technical and qualitative methods and portfolios are reviewed and rebalanced on an ongoing basis. Clients can impose reasonable restrictions, and WealthPlans documents investment policy considerations and may use cash positions or tactical reallocations for risk management or tax-related reasons.
Distinctive features include an affiliation with an accounting and tax planning practice (Cooley and Associates PC) owned by the firm’s principal, which the firm may recommend to clients and for which the principal spends approximately half of their time — a relationship the brochure discloses as a potential conflict of interest. The firm also maintains an institutional relationship with Raymond James that provides platform software, trading desk access and other economic benefits to the adviser, which the disclosure notes could influence custodian recommendations.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
General tax planning
Retirement plans for business owners (SEP, solo 401k)
Fee options
$0+: 0.25% annually to 1.25% annually (varies by size and complexity) +: legacy fee schedules may apply for certain clients
$295 per hour for standalone financial planning services
Fee-only: Investment advisory fees ranging from 0.25% to 1.25% annually based on assets and complexity; financial planning billed hourly
Main office location
Wealthplans, LLC
5970 Frederick Crossing Lane, Suite 201
Frederick MD 21704, United States
Number of offices
1
Most active in
Wealthplans, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Louisiana · Maryland · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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