WealthEQ

WealthEQ provides wealth management and investment advisory services to high‑net‑worth individuals and families, family offices, and captive insurance companies through three offerings: a Personal Chief Financial Officer service, an Outsourced Chief Investment Officer (OCIO) service, and Captive Investment Management. Services include discretionary and non‑discretionary portfolio management, integrated wealth and tax planning, private market access for accredited investors, and real‑time reporting and document storage.

The firm’s investment approach is research‑based and goals‑ or liability‑driven, combining fundamental analysis with behavioral finance, automation, and technology to create customized Investment Policy Statements, model and custom portfolios, and ongoing monitoring. WealthEQ states it back‑tests model portfolios and prepares capital market expectations (forward‑looking expected returns), using both historical and hypothetical analyses to inform portfolio construction and client conversations.

Compared with many single‑advisor independents, WealthEQ explicitly serves captive insurance clients and offers institutional OCIO services for family offices, using liability‑driven construction and collaboration with captive administrators. The firm also departs from the typical asset‑based fee model by charging fixed fees calculated on a starting asset base (with specified adjustments) rather than a fee that scales with investment growth, and it provides clients with back‑tested and forward‑looking performance information.