Wealthcare Solutions, LLC

Wealthcare Solutions, LLC is an independent registered investment adviser that serves individual clients, including business owners and other professionals, offering comprehensive financial planning and portfolio management on both discretionary and non‑discretionary bases. The firm manages client assets through customized plans and ongoing advisory agreements and encourages regular client communication to align portfolios with changing goals.

The firm combines fundamental, technical, and cyclical analysis to implement model portfolios that use mutual funds, ETFs, individual stocks and bonds, and, where appropriate, alternative investments, with periodic rebalancing to maintain target allocations. Financial planning is delivered on an ongoing subscription basis through the firm’s digital platform, and Wealthcare develops investment policy statements to reflect clients’ risk tolerance and time horizon.

Wealthcare’s services extend beyond typical asset management: the firm advises on and implements the investment components of variable annuities and variable life insurance and may recommend private placement opportunities to qualified accredited investors, which the brochure identifies as an uncommon practice among peers. The firm also provides bookkeeping and tax preparation through an affiliate and discloses custody arrangements that include standing transfer authority over client accounts; these relationships and authorities are disclosed as potential conflicts and are governed by the firm’s policies.