Wealthcare Capital Management LLC

Philip Carter is a Series 65 licensed advisor at Wealthcare Capital Management LLC with three years of industry experience. His prior work includes roles at Sauer Properties, Inc., Hamilton Beach Brands Inc., and The C.F. Sauer Company. Wealthcare Capital Management LLC is an SEC-registered multi-team firm managing approximately $3.03 billion for a diverse client base, including individuals, high-net-worth clients, trusts, retirement plans, and foundations. The firm utilizes model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms, with investment decisions guided by an Investment Policy Committee using an evidence-based framework.

Joseph Gairo is a financial advisor at Wealthcare Capital Management LLC with a Series 65 credential and two years of industry experience. Prior to joining Wealthcare Capital Management in 2022, he worked at SEI Investments Company for six years. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal investments, utilizing model portfolios supplemented by alternative investments and specialty platforms.

Ronald Madey is a CFA® charterholder with 16 years of industry experience. He serves as President and Chief Investment Officer of Wealthcare Capital Management LLC and its affiliate, Wealthcare Advisory Partners LLC, where he has worked since 2014. Wealthcare Capital Management LLC is a multi-team SEC-registered advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal investments, employing an evidence-based investment framework overseen by an Investment Policy Committee.

Christopher Philipoom is a financial advisor with Wealthcare Capital Management LLC in Richmond, VA, holding a Series 65 designation and 17 years of industry experience. He has been involved with Financeware, Inc. since 2001. Wealthcare Capital Management LLC is a multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm utilizes evidence-based investment strategies, including model portfolios with mutual funds, ETFs, alternative investments, and specialty platforms, overseen by an Investment Policy Committee.

Gordon Caldwell is a Series 65-licensed advisor with Wealthcare Capital Management LLC in Richmond, VA, and has 17 years of industry experience. He has been with Wealthcare Capital Management since 2001. Wealthcare Capital Management LLC is an SEC-registered multi-team firm managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm provides discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal investments, using model portfolios supplemented by alternative managers and specialty platforms.

Russell Thornton is a financial advisor with Wealthcare Capital Management LLC in Atlanta, GA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wealthcare Capital Management since 2009. Outside of his advisory role, he serves on the board of trustees and is Treasurer of the finance committee for the Georgia Eye Bank, a charitable organization. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm employs a range of discretionary and non-discretionary services and uses an evidence-based investment approach supported by proprietary quantitative tools and an Investment Policy Committee.

Kirk Stoldt is a financial advisor at Wealthcare Capital Management LLC with a Series 65 designation and four years of industry experience. Prior to joining Wealthcare Capital Management in 2021, he worked at The London Company of Virginia, LLC from 2017 to 2021 and US Bank Fund Services, LLC from 2008 to 2017. Wealthcare Capital Management LLC is an SEC-registered multi-team advisory firm managing approximately $3.03 billion for a diverse client base, including individuals, high-net-worth clients, trusts, retirement plans, and foundations. The firm employs model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms, with investment decisions guided by an Investment Policy Committee using an evidence-based framework.

Diane Dixon is a CFP® with 20 years of industry experience, currently serving at Wealthcare Capital Management LLC since 2012. She also manages business interests in manufacturing and marketing food products through Gens Du Monde, LLC, and develops interactive cookbook software with Keeper Collection, LLC. Additionally, she provides business consulting through D Enterprises, LLC. Wealthcare Capital Management LLC is a multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, and other entities. The firm employs an evidence-based investment approach using model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms.

John Schlichting is a financial advisor at Wealthcare Capital Management LLC in Richmond, VA, holding a Series 65 credential with six years of industry experience. He previously worked at Lowe Brockenbrough & Company and Bennett Lawrence Management, LLC. Wealthcare Capital Management LLC is a multi-team SEC-registered advisor managing approximately $3.03 billion for a diverse client base, including individuals, high-net-worth clients, trusts, retirement plans, and foundations. The firm employs an evidence-based investment approach using model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms, with oversight from an Investment Policy Committee.

James Mirenda is a CERTIFIED FINANCIAL PLANNER™ professional with 22 years of industry experience. He has been with Wealthcare Capital Management LLC since 2012. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal solutions, utilizing model portfolios primarily composed of mutual funds and ETFs supplemented by alternative investments and specialty platforms.

Robert Wilson is a Series 65-licensed financial advisor with Wealthcare Capital Management LLC in Richmond, VA, with 22 years of industry experience. He has been with Wealthcare Capital Management, formerly Financeware, Inc., since 1999. Wealthcare Capital Management LLC is a multi-team SEC-registered advisory firm managing approximately $3.03 billion for individuals, high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative investments, using an evidence-based investment framework overseen by an Investment Policy Committee.

Brian Hyde is a financial advisor with Wealthcare Capital Management LLC, holding Series 63, 65, and 66 licenses and bringing 10 years of industry experience. He has worked at Wealthcare Capital Management since 2020 and is also the owner of Performance Physical Therapy in Mechanicsville, VA, a business he has operated since 2009. Wealthcare Capital Management LLC is an SEC-registered multi-team firm managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers a range of advisory services, including discretionary and non-discretionary portfolio management, financial planning, and access to alternative and precious-metal investments, utilizing an evidence-based investment approach supported by proprietary quantitative tools.

Bryan Brown is a financial advisor at Wealthcare Capital Management LLC with 23 years of industry experience. He holds the Series 66 designation and has been with Wealthcare Capital Management since 2010. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for a diverse client base including individuals, high-net-worth clients, trusts, retirement plans, and foundations. The firm offers a range of portfolio management and advisory services, utilizing model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms, with investment decisions guided by an Investment Policy Committee and proprietary quantitative tools.

Edward Wirwille is a financial advisor with Wealthcare Capital Management LLC in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Wealthcare Capital Management since 2008. Outside of his advisory role, Mr. Wirwille serves as an expert witness in divorce proceedings and works as a fiduciary auditor for qualified retirement plans. Wealthcare Capital Management LLC is an SEC-registered multi-team advisory firm managing approximately $3.03 billion for individuals, high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal investments, utilizing model portfolios supplemented with alternative investments and independent managers.

Steven Bergeron is a financial advisor with Wealthcare Capital Management LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Wealthcare Capital Management since 2013 and has been affiliated with Cambridge Investment Research Advisors, Inc. since 2008. Outside of advisory services, he is also an independent insurance agent and serves as a notary. Wealthcare Capital Management LLC is a multi-team SEC-registered firm managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, and other entities. The firm offers a range of portfolio management and advisory services, using model portfolios primarily composed of mutual funds and ETFs, supplemented by alternative investments and specialty platforms, with investment decisions guided by an Investment Policy Committee and quantitative tools.