Wealth With No Regrets® logo

Wealth With No Regrets®

Updated today

Client assets under management

$190,390,894

Clients

226

43% high-net worth

Advisors

6

of 13 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

38

Low

Average account size

$842,438

About

Wealth With No Regrets® serves individual and high-net-worth clients, as well as small businesses and charitable organizations, with integrated financial planning and discretionary portfolio management. The firm’s brochure shows it manages approximately $214.4 million on a discretionary basis and advises on an additional $171.3 million held in insurance and annuity products, and it offers planning services that can be standalone or implemented into ongoing investment management.

The firm begins client relationships by developing a customized Financial Profile and Investment Plan, then implements those plans through discretionary management that emphasizes fundamental and technical analysis, long-term investing, and risk management. Wealth With No Regrets also uses third‑party sub‑advisers and the AE Wealth Management platform (the firm pays a 0.10% platform fee) and describes a recurring “Stay the Course” planning arrangement to update plans and coordinate with other advisors.

Compared with many team advisers, the brochure discloses that the firm uses client testimonials and endorsements in its advertising and conducts educational events or workshops. It also discloses an insurance affiliate, BWG Financial, and that some supervised persons are licensed insurance agents who may receive commissions or overrides on insurance and annuity sales; the brochure describes policies intended to address those conflicts and notes certain firm-paid or reimbursed client access to third‑party tools such as wealth.com.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy

Fee options

Fixed

Initial financial planning fixed fees typically range from $1,900 to $25,000 or more, negotiated per engagement; Recurring 'Stay the Course' planning fees range from $0 to $5,000 annually, billed quarterly in arrears

Commissions

Commissions on insurance products sold through BWG Financial by supervised persons, separate from Advisory Fees

Other

Minimum fee: No minimum annual portfolio management fee for any account

Main office location

Wealth With No Regrets®

12600 Deerfield Parkway, Suite 475

Alpharetta GA 30004, United States

Number of offices

1

Most active in

Florida · Georgia · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Barry S

Series 65

Alpharetta, GA

Wealth With No Regrets®

Barry Spencer is a financial advisor at Wealth With No Regrets® in Alpharetta, GA, holding a Series 65 designation with 13 years of industry experience. He has worked at Boomfish Wealth Group, LLC since 2010 and is also involved with Boomfish Inc. since 2008. Wealth With No Regrets serves individual and high-net-worth clients, small businesses, and charitable organizations, providing comprehensive financial planning and portfolio management. The firm employs a combination of fundamental and technical analysis with a focus on long-term horizons, risk management, and strategic judgment.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
user avatar

Mason W

Series 65

Alpharetta, GA

Wealth With No Regrets®

Mason Ware is a financial advisor with Wealth With No Regrets® in Alpharetta, GA. He holds a Series 65 credential and has been with the firm since 2024. Prior to his advisory role, Mason attended Sewanee: The University of the South and has experience working in local parks and recreation. Wealth With No Regrets® serves individual and high-net-worth clients, small businesses, and charitable organizations, providing integrated financial planning and portfolio management. The firm’s investment approach combines fundamental and technical analysis with a focus on long-term horizons, downside risk management, and strategic judgment.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
user avatar

Scott N

PFS™

Alpharetta, GA

Wealth With No Regrets®

Scott Noble is a PFS™ credentialed financial advisor with 12 years of industry experience, currently serving at Wealth With No Regrets® in Alpharetta, GA. He has been associated with Boomfish Wealth Group, LLC since 2012 and holds a coaching position at Boomfish, Inc., where he provides financial coaching based on the Dave Ramsey methodology. Outside of his advisory role, he serves as CFO of Tri-Craft Properties, LLC, a home building and remodeling company. Wealth With No Regrets® serves individual, high-net-worth clients, small businesses, and charitable organizations, offering integrated financial planning and portfolio management. The firm emphasizes long-term investment horizons, downside risk management, and strategic judgment, and provides services including retirement income planning, insurance advice, and tax and estate planning.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
user avatar

Andrea S

Series 65

Alpharetta, GA

Wealth with No Regrets®

Andrea Soule is a financial advisor with Wealth With No Regrets® in Alpharetta, GA, holding a Series 65 designation and four years of industry experience. She previously worked at Indiana Trust Wealth Management and 1st Source Bank. Wealth With No Regrets® serves individual and high-net-worth clients, small businesses, and charitable organizations, providing integrated financial planning and portfolio management. The firm emphasizes long-term investment horizons, downside risk management, and strategic judgment, offering services that include retirement income planning, insurance advice, tax and estate planning, and ongoing planning engagements.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
user avatar

Andrew L

Series 63, Series 66

Alpharetta, GA

Wealth With No Regrets®

Andrew Lightle is a financial advisor at Wealth With No Regrets® in Alpharetta, GA, holding Series 63 and Series 66 credentials with five years of industry experience. His prior roles include positions at JP Morgan Securities LLC, Fidelity Investments, and MariPau Wealth Management LLC. Outside of finance, he has experience in the landscaping and lawn care industries through ownership of Sunrise Farm Landscapes LLC and Creation Lawn Care. Wealth With No Regrets® serves individual and high-net-worth clients, small businesses, and charitable organizations, providing comprehensive financial planning and portfolio management. The firm emphasizes long-term investment horizons, downside risk management, and strategic judgment, offering services such as retirement income planning, insurance and risk management, tax and estate planning, and educational seminars.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
user avatar

Christopher D

CFP®, Series 63, Series 66

Alpharetta, GA

Wealth With No Regrets®

Christopher Doran is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Wealth With No Regrets® in Alpharetta, GA, having previously worked at Hightower, The Leaders Group Inc, Xception Advisory Group, and Fidelity in various advisory roles. Wealth With No Regrets® serves individual and high-net-worth clients, small businesses, and charitable organizations, providing integrated financial planning and portfolio management with a focus on retirement income, insurance and risk management, tax and estate planning, and ongoing planning engagements. The firm employs a combination of fundamental and technical analysis and emphasizes long-term horizons, downside risk management, and strategic judgment in its investment approach.

Retirement income strategy Medicare planning Annuities Charitable giving & philanthropy
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