Wealth Team LLC

The firm provides discretionary portfolio management and financial planning to individuals (including high net worth), trusts, estates, charitable organizations and business entities. Services include ongoing asset management, one-time and ongoing financial planning, and consulting, as well as management of held-away defined contribution plan participant accounts through a third‑party platform.

Investment programs are tailored to each client’s goals, time horizon and risk tolerance and draw on fundamental, technical and cyclical analysis; strategies can include long- and short‑term purchases and options trading, with accounts reviewed at least quarterly. The firm manages accounts under discretionary authority and delivers client reporting and fee invoices through custodians so it does not maintain custody of client credentials.

The firm’s owner is affiliated with an insurance business and other outside ventures and discloses that investment advisor representatives receive external compensation from insurance product sales, a potential conflict the brochure describes along with mitigating procedures. The adviser operates a very small practice (one advisor, 13 clients, roughly $1.38 million in AUM), charges fees billed through custodians, does not vote client proxies, and uses a third‑party held‑away platform to rebalance retirement plan participant accounts without direct custody.