Wealth-Source Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,041,000
Clients
21
19% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$144,810
About
Wealth-Source Financial is a small, independent registered investment adviser that serves individual clients through tailored portfolio management and a broad set of financial planning services. The firm provides ongoing discretionary investment management, comprehensive and project-based planning, hourly engagements, student loan repayment planning, financial coaching, and tax preparation services to its client base.
The firm’s investment process emphasizes long-term asset allocation and passive management using index mutual funds and ETFs, supplemented by Monte Carlo simulation for retirement and cash‑flow projections. It also uses third‑party model and sub‑advisors (including a model-provider platform) for some accounts and conducts periodic reviews of outside managers as part of its oversight.
What is distinctive about the firm is its regular public education activity — including online courses, webinars, seminars, and paid speaking engagements — in addition to one‑on‑one advisory work, a feature that is uncommon for solo independent advisers. The principal’s credentials and practice mix (including an enrolled agent tax preparer capability, a certified divorce financial analyst specialty, student‑loan planning services, and training in financial psychology/behavioral finance) give the firm an integrated tax, student‑loan, and behavioral finance focus alongside its investment management.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Student loan debt
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Demographic focus
Young Professionals
Retired
Fee options
Project Based Financial Planning fixed fee starts at $3,000; Student Loan Repayment Planning ranges from $750 to $4,200 depending on complexity
$0 - $300,000 (individuals): 1.50% $0 - $420,000 (couples): 1.50% $300,001 - $1,000,000 (individuals): 1.00% $420,001 - $1,000,000 (couples): 1.00% $1,000,001 - $1,500,000: 0.95% $1,500,001 - $2,000,000: 0.90% $2,000,001 - $4,000,000: 0.85% $4,000,001 - $6,000,000: 0.75% $6,000,001+: 0.60%
Financial Planning: $350/hour; Financial Coaching: $300/hour
Comprehensive Financial Planning monthly fee: $333/month for individuals and $450/month for couples
Account minimum: $100,000 for individuals and $175,000 for couples Fee-only: Financial Planning hourly fee: $350 per hour; Financial Coaching hourly fee: $300 per hour; Project based fixed fee starts at $3,000; Comprehensive Financial Planning upfront fee $1,000 plus monthly fee $333 for individuals and $450 for couples
Main office location
Wealth-Source Financial
Oakland CA, United States
Number of offices
1
Most active in
Wealth-Source Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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