Wealth Planning Group LLC

Wealth Planning Group LLC provides discretionary investment management and financial planning primarily to individual clients, including high-net-worth individuals and retirement accounts. Services described in the brochure include portfolio management, cash-flow and retirement planning, insurance review, education funding, and the discretionary management of assets held in variable annuity and variable life contracts; the firm does not engage in commission-based sales of insurance or securities.

The firm’s investment process is grounded in fundamental analysis using third‑party data sources such as Morningstar to evaluate securities and portfolio risk, and strategies may range from long‑term holdings to short‑term trading and option writing (including covered and uncovered strategies). Accounts are managed on a discretionary basis, clients may impose investment restrictions (including “green” restrictions), and the firm provides complimentary financial planning to its asset management clients while typically custodying assets at Schwab Institutional.

Distinctive features include a sole-owner, single-advisor structure managing roughly $38.7 million for about 83 clients and a principal who holds CFP certification and maintains an outside business (Divorce Smart LLC). The firm does not vote client proxies (clients receive proxy materials directly) and discloses access to Schwab Institutional services and related third‑party benefits, which affect its operational and brokerage arrangements relative to many peers.