Wealth Management

Wealth Management provides investment advisory and financial planning services to a broad client base that includes individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, corporations, and state or municipal government entities. The firm also offers fiduciary retirement‑plan services and back‑office support to other investment advisers and manages approximately $3.7 billion in client assets across discretionary and non‑discretionary accounts.

The firm’s investment approach emphasizes passive, no‑load mutual funds and ETFs, often using asset‑class funds from Dimensional Fund Advisors and model allocation portfolios, and it describes its philosophy as rooted in Modern Portfolio Theory with a long‑term, buy‑and‑hold orientation and periodic rebalancing. Advisers work with clients through interviews and written investment policy statements, implement portfolios (frequently on a discretionary basis), and provide quarterly reviews and reporting.

Distinctive elements called out in the brochure include an affiliation with McMill CPA & Advisors, which provides tax, accounting, benefit‑plan, and insurance services, and the firm’s role as a co‑fiduciary and back‑office provider to other advisors and plan sponsors. The brochure also discloses a past regulatory consent order by the Florida Office of Financial Regulations related to registration filings and a civil penalty, and notes the firm issues a quarterly newsletter and maintains model portfolios and reporting for sponsors and advisers.