Wealth IQ

Wealth IQ is a fee‑only independent advisory firm that provides financial planning and portfolio management primarily to individual clients, offering services that include comprehensive, ongoing, and project‑based planning as well as retirement, tax, estate, and insurance reviews. The firm is a solo practice founded in 2024 and manages roughly $1.3 million in client assets across a very small client base.

The firm develops personalized investment policies and implements portfolios using a mix of passive and active strategies, with clients able to choose between a fixed‑fee Do‑It‑Yourself model or a Do‑It‑For‑Me AUM‑based advisory relationship under either discretionary or non‑discretionary arrangements. Wealth IQ also uses outside managers and technology platforms for certain implementations — notably Direct Indexing — and conducts formal methods of analysis for private placement (Reg D) opportunities alongside traditional ETF/mutual fund analysis and MPT-based asset allocation.

What distinguishes Wealth IQ from many peers is its focus on cross‑border advisory work and the advisor’s separate contracted support role for a U.S./Canada cross‑border firm, along with expanded written disclosures and procedures around cross‑border planning, private placements, and Direct Indexing implementation (with stated no compensation from platform providers or issuers). The firm’s small scale and narrow client count, combined with these less common service offerings, make its practice model materially different from typical solo independent advisers.