Wealth Compass Financial, Inc.

Wealth Compass Financial, Inc. is an SEC‑registered, two‑advisor investment advisory firm managing roughly $115 million for about 236 clients, primarily individuals including high‑net‑worth households and some pension and profit‑sharing plans. The firm provides discretionary portfolio management and prepares an Investment Policy Statement for each client, with general financial planning offered as a standard, no‑additional‑fee component of its portfolio services.

The firm’s investment approach is informed by Modern Portfolio Theory and emphasizes long‑term strategies and diversified allocations across mutual funds, ETFs, equities, fixed income, annuities and selected non‑U.S. securities, implemented in accordance with each client’s IPS. Wealth Compass typically seeks discretionary trading authority, conducts regular (at least quarterly) account reviews, and may engage third‑party sub‑advisers when deemed appropriate.

Wealth Compass is noteworthy for its operational integration with an affiliated tax and accounting practice (Wealth Compass Tax and Accounting) and an affiliated insurance agency (Wealth Compass Insurance Services); firm principals also hold insurance licenses and a CPA credential, which facilitates coordinated tax and insurance conversations but creates potential conflicts the firm discloses and manages (including not charging advisory fees on commissionable insurance sales). The firm also requires use of specific custodians (Schwab or Fidelity) and maintains written controls—such as a code of ethics, disclosure procedures, and a business continuity plan—to address referral practices, custody arrangements, and client privacy.