WD Financial Solutions
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$193,326
Total clients
3
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$64,442
About
Wealth Development Financial Solutions is a solo-advisor, state-registered investment adviser that works with individuals, trusts, estates, charitable organizations and small businesses. The firm provides investment management, personalized financial planning (hourly, project-based, and ongoing monthly programs), retirement plan consulting, educational seminars, and estate-planning facilitation through an independent LegalShield representative.
The firm develops individualized investment policies and provides continuous portfolio supervision, employing a mix of fundamental, technical, charting and cyclical analysis and using both passive and active strategies, including tactical allocations and the option to engage third‑party managers such as Betterment or XYIS. Accounts can be managed on a discretionary basis and are reviewed regularly, with clients receiving custodian statements and periodic written reports.
Compared with many independent single‑advisor firms, WDFS combines corporate and retirement‑plan work — including engagements where it acts as an ERISA fiduciary for plan sponsors — alongside a very small client roster and modest assets under management. The brochure also highlights the firm’s offering of educational seminars (sometimes pro bono), paraplanning services to other advisers, and estate‑document services, a mix of services that is less common among peers.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Estate planning and business valuations
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Business sale tax planning
Occupation focus
Founder/Business Owner
Fee options
Financial Planning project-based fees up to $7,000; Estate Planning fees $1,200-$2,500; Retirement Plan Consulting may be flat fee based on project; Educational seminars fees range $0 to $1,000 or $0 to $49 per participant.
$0 - $100,000: 1.25% $100,001 - $500,000: 0.90% $500,001 - $2,000,000: 0.80% $2,000,001+: 0.50%
Financial Planning hourly fee: $200/hour; Retirement Plan Consulting hourly charges up to $300/hour; Educational seminars speaking engagements may charge hourly fee of $75/hour up to $300 for preparation.
Account minimum: $25,000 (may be waived at the firm's discretion) Minimum fee: $250 minimum quarterly fee for investment management Fee-only: Financial Planning services offered on ongoing comprehensive (fixed monthly fees $100-$600/month plus upfront $360-$2,160), project-based (up to $7,000), and hourly ($200/hour) basis; Retirement Plan Consulting fees can be hourly (up to $300/hour), flat fee or percentage of plan assets (0.50%-1.50%) with $2,500 minimum per assignment; Estate Planning fees range $1,200-$2,500.
Main office location
WD Financial Solutions
Owings MD, United States
Number of offices
2
Most active in
WD Financial Solutions has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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