WCP Capital Management LLC

WCP Capital Management serves individual investors, trusts and estates and provides discretionary portfolio management paired with limited financial planning. The brochure describes financial planning as a supplemental service provided in conjunction with portfolio management rather than as a stand‑alone offering.

The firm’s approach emphasizes strategic asset allocation with an emphasis on minimizing downside risk and uses ETFs, common stocks, fixed income securities and, to a lesser extent, mutual funds; individual stock selections draw on both fundamental and technical analysis. Portfolios are managed on a discretionary basis, and the brochure notes that when making recommendations about retirement plan accounts or IRAs the firm acts as a fiduciary under ERISA and the Internal Revenue Code.

Compared with many independent advisers, WCP discloses the use of derivatives within separately managed accounts and engagement with retirement‑plan or other business clients, practices that are less common among peers of its type. The brochure also highlights operational policies—such as aggregated trades, cross‑trade procedures, and a custodial relationship designed to leverage institutional services—which frame how the firm implements individualized, account‑level management.