Waypoint Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$239,339,133
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
204
35% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
204
Very HighAverage account size
$1,173,231
About
Waypoint Wealth Management provides investment advisory and financial planning services to individuals (including high net worth clients), trusts, qualified retirement plans, and businesses. Services described in the brochure include discretionary portfolio management using mutual funds and ETFs, fixed income portfolio solutions, employee benefit plan advisory, and standalone financial planning engagements.
WWM’s investment approach is rooted in Modern Portfolio Theory and a buy-and-hold emphasis on broadly diversified, passively managed asset-class mutual funds and ETFs, including access to Dimensional Fund Advisors (DFA) funds. The firm typically documents objectives in an investment policy statement, uses tools such as Monte Carlo simulation for planning, monitors accounts continually with formal reviews at least quarterly, and may retain a third‑party fixed income manager for bond portfolios.
A noteworthy and uncommon feature is WWM’s affiliation with the accounting firm Callan & Palmer LLP; the brochure states the accounting affiliate may prepare client tax returns for a separate fee and that each firm may refer clients to the other. The firm also relies on Focus Partners Advisor Solutions for back‑office services, trade processing and sub‑advisory support—providing operational integration and access to DFA funds and a delegated fixed‑income implementation model that distinguishes its service and implementation structure from many peers.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Fee options
Fixed fees for financial planning services, typically $1,800 to $7,500, mutually agreed upon
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001+: 0.60%
Account minimum: $500,000 for individual fixed income securities and $5,000 annual minimum fee for investment management services Minimum fee: $5,000 annual minimum fee for investment management services Fee-only: Fixed fees for financial planning typically ranging from $1,800 to $7,500
Main office location
Waypoint Wealth Management
9515 Deereco Road, Suite 604
Timonium MD 21093, United States
Number of offices
2
Most active in
Waypoint Wealth Management has reported serving >5 clients in these states in the last 12 months.
Delaware · Florida · Maryland · Pennsylvania · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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