Watchtower Wealth, LLC

Watchtower Wealth provides discretionary portfolio management and non‑discretionary 3(21) fiduciary services to a mix of clients including individuals, trusts, corporations, partnerships, retirement plans and other legal entities. Services for retirement plans include investment policy development, review and recommendation of designated investment alternatives, model asset allocations and periodic monitoring for plan sponsors.

The firm tailors portfolios to each client’s goals, time horizon and risk tolerance and employs a range of analytical approaches — including fundamental analysis, factor investing, quantitative optimization and technical analysis — when formulating recommendations. Watchtower Wealth recommends and monitors mutual funds, ETFs, individual securities, third‑party managers and pooled or private investment vehicles, and it uses third‑party software and institutional platforms to support selection, reporting and oversight.

Watchtower Wealth is an independent, solo registered adviser that, as of year‑end reporting, managed about $12.1 million for roughly 31 clients and became registered in 2023, distinguishing it from many longer‑established firms. The brochure also discloses an unusually broad willingness for a firm of this size to include complex and illiquid instruments — private placements, private equity, hedge funds, structured products, annuities, interval funds and leveraged/inverse ETFs — and to participate in custodial institutional programs (e.g., through Schwab) that may create potential conflicts of interest.