Warren Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$27,909,062
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
44
16% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
44
Average account size
$634,297
About
Warren Financial advises individuals, including high-net-worth clients, and also serves pension and profit-sharing plans, providing ongoing portfolio management, financial planning, and pension consulting. Portfolio management engagements are documented with an Investment Policy Statement and may be managed on a discretionary basis.
The firm tailors portfolios using fundamental analysis, modern portfolio theory, and technical analysis, and employs long-term trading as well as options strategies while generally focusing on mutual funds, ETFs, fixed income, TIPS, and insurance products. For retirement-plan clients it offers both ERISA-related fiduciary services (IPS development, manager selection and monitoring, QDIA guidance) and non‑fiduciary support such as committee education and performance reporting.
Noteworthy for a solo independent adviser, the firm’s principal is a licensed insurance agent and accepts insurance commissions, a disclosed conflict that the firm documents and discloses to clients and allows clients to obtain recommended products elsewhere. The firm’s pension consulting practice and work with plan sponsors is also uncommon for firms of this size, and the brochure discloses prior regulatory and criminal matters involving the principal that prospective clients may wish to review.
Client services
Financial planning
Portfolio management
Pension consulting
Fee options
Financial planning flat fees between $500 and $15,000; pension consulting flat fee between $2,500 and $15,000.
$1 - $1,000,000: 1.50% annually $1,000,001 - $5,000,000: 1.25% annually $5,000,001+: 1.00% annually
Insurance product commissions accepted by supervised persons, but commissions are not primary source of compensation.
Hourly rate of $500 per hour for financial planning and pension consulting services.
Fee-only: Financial planning fees between $500 and $15,000; pension consulting flat fees between $2,500 and $15,000; hourly rate $500/hour for financial planning and pension consulting services.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
Warren Financial, LLC
1147 Hammond St, Ste 3
Bangor ME 04401, United States
Number of offices
1
Forms ADV
Quick links
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