Walsh Financial Solutions, LLC

Walsh Financial Solutions positions itself as a financial planning and consulting firm serving individuals, couples, families, qualified retirement plans, trusts, and small businesses. Although the firm appears in an investment-manager category, its brochure notes that it does not manage client assets on a discretionary or non‑discretionary basis and instead delivers planning and limited-scope consulting engagements.

The firm uses a structured, multi-step financial planning process and offers two primary engagements: hourly consulting for discrete issues and an ongoing planning relationship delivered under a fixed-fee arrangement tied to a client’s financial profile. Investment guidance, when provided, is advisory and non‑discretionary—recommendations are tailored to risk tolerance and objectives, may include strategic or tactical asset allocation and model portfolios, and the client makes final implementation choices.

What is distinctive relative to peers in the investment-manager category is the firm’s fee approach: it routinely charges hourly fees for consulting and does not rely on percentage‑of‑assets‑under‑management fees, practices that are uncommon for firms classified as investment managers. The brochure also discloses affiliated brokerage and insurance activities and a fee‑offset arrangement that may credit commissions or advisory compensation earned in those separate roles against planning fees, a feature that can materially affect conflicts of interest and client billing.