Wager Wealth Management and Financial Planning LLC

Wager Wealth Management and Financial Planning, LLC provides discretionary investment management, financial planning and limited-scope consulting to individuals (including high‑net‑worth clients), families, trusts, estates and certain institutions. The firm manages portfolios across taxable and qualified accounts and may advise on outside assets such as variable life or annuity contracts and employer‑sponsored retirement plans.

The firm’s investment process emphasizes asset allocation across mutual funds, exchange‑traded funds, and individual debt and equity securities, using fundamental, technical and cyclical analysis alongside modern‑portfolio‑theory statistics to construct diversified portfolios and rebalance at least quarterly. Portfolios are managed primarily with long‑term allocation in mind but may include shorter‑term trades, margin, covered‑option activity and limited alternative exposure through publicly traded or ’40 Act funds where appropriate.

Noteworthy aspects for prospective clients include a very small advisory team—a single advisor—overseeing roughly $153 million for about 121 clients while incorporating financial planning into its ongoing wealth‑management engagements and offering hourly consulting for focused projects. The brochure also discloses operational and conflict‑of‑interest details that may be important to consider, including reliance on Charles Schwab institutional services, the use of standing letters of authorization and fee‑deduction arrangements that create custodial access, and an explicit disclosure about the economic incentive related to retirement‑plan rollover recommendations.