W&S Advisory Services, LLC

Daniel Cubbison is a financial advisor at W&S Advisory Services, LLC in Wilmington, NC, holding Series 63 and Series 65 licenses with four years of industry experience. His prior work includes roles at W&S Brokerage Services and Western & Southern Life. He was also involved with the Boy Scouts of America for one year. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform, offering custodians a choice of model portfolios managed by an affiliated sub-adviser. The firm operates as a subsidiary of Western & Southern Financial Group and is notable for its UGMA-focused wrap fee program and fixed fee arrangements.

Tyler Mccullough is a financial advisor at W&S Advisory Services, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Western and Southern Life and W&S Brokerage. Outside of his advisory role, he is a partner in Plastics Reimagined LLC, an entity created to hold a pending patent unrelated to securities. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform and offers standalone financial planning via its insurance affiliates. The firm uses model portfolios managed by Fort Washington Investment Advisors and operates as a wholly owned subsidiary of Western & Southern Financial Group.

Patrick Dulzer is a financial advisor with W&S Brokerage Services, Inc., holding Series 63 and Series 65 credentials and possessing 16 years of industry experience. He has worked at Western and Southern Life since 2016 and has been with W&S Brokerage Services since 2010. Dulzer is also a full-time financial planner affiliated with Western Southern Life. W&S Brokerage Services, Inc. is dually registered as an SEC investment adviser and FINRA-member broker-dealer, offering a model-based, discretionary investment approach through its W&S Wealth Solutions wrap-fee asset allocation program. The firm serves individual clients, retirement and benefit plan accounts, and manages assets using a combination of proprietary and third-party funds with attention to tax sensitivity and portfolio rebalancing.

Aaron Steffan is a ChFC® credentialed financial advisor with 21 years of experience. He has worked at W&S Brokerage Services since 2013 and has been with Western Southern Life since 2001, where he serves as a full-time sales manager. W&S Advisory Services, LLC offers non-discretionary investment management focused on UGMA accounts through the Fabric by Gerber Life digital platform, providing clients with model portfolios managed by an affiliated sub-adviser. The firm operates as a subsidiary of Western & Southern Financial Group and integrates investment management with insurance affiliate services.

Kyle Gleich is a financial advisor with W&S Brokerage Services, Inc. in New Albany, OH, holding Series 63 and Series 65 credentials and possessing 14 years of industry experience. He has been with W&S Brokerage Services since 2011 and also works as a full-time sales agent for Western Southern Life. Gleich serves as an alumni advisory board volunteer for St. Charles Preparatory School. W&S Brokerage Services, Inc. is an SEC-registered investment adviser and FINRA-member broker-dealer that offers a model-based, discretionary wrap-fee asset allocation program serving individual clients, retirement plans, and institutional accounts. The firm combines investment management with broker-dealer and insurance activities and uses both proprietary and third-party funds within its program.

Hussain Ali is a ChFC® credentialed financial advisor with 25 years of industry experience, currently affiliated with W&S Advisory Services, LLC. He has worked at Fort Washington since 2000. Outside of his advisory role, he serves as an executor of an estate and is a member of the Youngsville Chamber of Commerce. W&S Advisory Services, LLC specializes in non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform, offering custodians a choice among model portfolios managed by Fort Washington Investment Advisors. The firm operates as a subsidiary of Western & Southern Financial Group and is noted for its fixed fee arrangements and digital-first approach to portfolio management.

James Schleicher is a ChFC® credentialed financial advisor with 17 years of industry experience, currently with W&S Advisory Services, LLC. He has worked with Western Southern Life and W&S Brokerage Services since 2008. Outside of his advisory role, Schleicher is involved in leadership and motivational speaking through Team IBB, LLC, has published an online book titled "It Starts with a Plan," teaches leadership essentials at Lake Erie College, and volunteers with the Tommy Deroia Foundation, a nonprofit focused on addiction awareness. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform and offers standalone financial planning services. The firm operates as a subsidiary of Western & Southern Financial Group and is noted for its wrap fee program focused on minor accounts, utilizing model portfolios managed by an affiliated sub-adviser.

James Hynd is a CFP® and ChFC® with 18 years of industry experience, currently serving as the sole advisor at W&S Advisory Services, LLC. He has been affiliated with W&S Brokerage Service since 2007 and Western Southern Life since 2006. Outside of his financial advisory work, he engages in personal development speaking engagements. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life digital platform, primarily serving custodians managing minor beneficiaries' assets. The firm employs model portfolios managed by an affiliated sub-adviser and operates as a wholly owned subsidiary of Western & Southern Financial Group.

Robert Neff is a financial advisor at W&S Advisory Services, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Western Southern Life and W&S Brokerage Services since 2015. Outside of his financial advisory role, he is the author of the book "Retirement: What Could Go Wrong?" and creates content for the Backyard BBQ YouTube channel. W&S Advisory Services, LLC provides non-discretionary investment management for UGMA accounts through the Fabric by Gerber Life platform and offers standalone financial planning services. The firm uses model portfolios managed by an affiliated sub-adviser and is notable for its focus on custodial minor accounts within a larger financial group.