VOYA Financial Advisors, Inc.

Omar Esparza is a financial advisor with VOYA Financial Advisors, Inc. in Saginaw, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with VOYA Financial Advisors since 2014. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of advisory programs that combine model portfolios and manager-driven sleeves, supporting both discretionary and non-discretionary investment approaches.

Marcus Kincaid is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with VOYA since 2014. Outside of his advisory role, he serves on the board of directors for the Winston County Medical Foundation and is involved in broadcasting high school football games. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, and corporations. The firm offers a range of investment programs featuring model portfolios and manager-driven sleeves, with a significant focus on non-discretionary assets alongside discretionary offerings.

Corey Ward is a CFP® professional with 17 years of experience in financial advisory roles. He is currently with Voya Financial Advisors, Inc. and has previously worked at Impact Partnership Wealth, Market Guard, Campbell & Co. Wealth Advisors, Grow Financial Federal Credit Union, Cuso Financial Services, and TIAA-CREF. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs combining model portfolios and manager-driven strategies, with a focus on both non-discretionary and discretionary asset management.

Justin Howell is a financial advisor with Voya Financial Advisors, Inc. in Jackson, Tennessee, holding a Series 66 designation and 19 years of industry experience. He has been with Voya Financial Advisors since 2015. Outside of his advisory role, Howell is also an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of adviser-led programs and combines an advisory platform with an active broker-dealer distribution model.

Alberto Villarreal is a financial advisor with VOYA Financial Advisors, Inc. in San Antonio, TX, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He has worked at VOYA since 2014 and has been involved in the life insurance sector since 2001. Outside of his advisory role, Villarreal operates as an independent insurance agent and serves as president of Villarreal Financial, LLC. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a combination of model portfolios and manager-driven investment approaches, supporting both discretionary and non-discretionary accounts across a broad product platform.

Stephan Coles is a financial advisor with VOYA Financial Advisors, Inc. He holds a Series 63 designation and has 44 years of industry experience. Prior to joining VOYA in 2014, he worked at Charles W Cammack Associates since 1981. He is also an independent insurance agent involved in selling fixed annuities and life insurance products. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base that includes individuals, charitable organizations, corporations, and plan sponsors. The firm offers adviser-led programs featuring both discretionary and non-discretionary investment options, combining an advisory platform with an active broker-dealer distribution model and a broad affiliate ecosystem.

David Nathanson is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with VOYA Financial Advisors since 2014. In addition to his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm utilizes a combination of model portfolios and manager-driven strategies, with a focus on non-discretionary asset management alongside discretionary offerings.

John Dubeansky Jr. is a financial advisor with VOYA Financial Advisors, Inc. in Austin, TX, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at VOYA since 2016 and is currently president and CEO of TJD & Associates. Outside of his advisory role, he serves as Sponsorship Lead and Commissioner for the Leander Youth Baseball & Softball Alliance and maintains a relationship with Medicare Back Office to assist clients with Medicare decisions. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs, combining model portfolios and manager-driven sleeves, with an emphasis on non-discretionary assets and integrates an advisory platform with an active broker-dealer distribution model.

Jack Patalano is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Voya, he worked at Fidelity Investments and has been involved in community activities including a local campaign for city council and work with Newport Hospital. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, and corporations. The firm offers adviser-led programs with a combination of model portfolios and manager-driven sleeves, supporting both discretionary and non-discretionary investment approaches.

Zeke Hall is a Series 66-licensed financial advisor with 11 years of industry experience, currently with Voya Financial Advisors, Inc. since 2020. His prior experience includes roles at Financial Benefits Services Corp and Raymond James Financial Services. He is also an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, and corporations. The firm offers a range of advisory programs combining model portfolios and manager-driven strategies, supported by an extensive affiliate network and multiple custodial relationships.

Andrew Shull is a financial advisor at Voya Financial Advisors, Inc. with 17 years of industry experience. He holds a Series 63 designation and has been with Voya since 2014. Outside of his advisory role, he coaches youth baseball teams in the Williamsville, NY area. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of adviser-led programs featuring both discretionary and non-discretionary investment strategies, supported by an extensive affiliate network and multiple custodial relationships.

Janice Parker is a financial advisor at Voya Financial Advisors, Inc. with 19 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for ICMA Retirement Corporation for 11 years before joining Voya in 2025. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of adviser-led programs and combines an advisory platform with an active broker-dealer distribution model supported by an extensive affiliate ecosystem.

Stephen Salmon Jr. is a financial advisor at VOYA Financial Advisors, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at Score Priority, Equitable Advisors, Aetna, the University of Hartford, and Axiom Physical Therapy. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs, combining model portfolios and manager-driven sleeves, with both discretionary and non-discretionary options.

Jon Paul Karpf is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Voya, he worked at LPL Financial for two years and has a background that includes roles in education at the University of Rhode Island and local schools. Voya Financial Advisors provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of adviser-led programs and combines an advisory platform with an active broker-dealer distribution model and a broad affiliate network.

Christopher Sanchez is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 66 licenses and has 13 years of industry experience. His prior roles include positions at Citizens Securities, Carrington Advisors, and TIAA. VOYA Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm utilizes a combination of model portfolios and manager-driven strategies, providing both discretionary and non-discretionary investment solutions.