Von Haefen Financial Management

Von Haefen Financial Management is a fee-only, two-advisor firm that provides holistic financial planning to individuals, families, and trusts, offering services that include tax planning and preparation, estate reviews, retirement planning, risk management, and business development. The firm maintains a flexible client intake approach with no formal asset minimums and offers engagements under either an ongoing retainer or a limited Financial Review.

The firm delivers advice on a non-discretionary basis, making investment and planning recommendations that clients must approve before implementation and does not provide continuous, ongoing discretionary portfolio management. Investment analysis is tax-aware and individualized, drawing on traditional research sources while recommending vehicles such as no-load mutual funds, ETFs, U.S. government securities, and cash alternatives consistent with a client’s tax situation, goals, and risk tolerance.

Compared with many peers, Von Haefen is notable for not using percentage-of-assets-under-management fees and instead relies on fixed retainer and flat-review fees, and it explicitly does not participate in wrap or performance-based fee programs. The firm also integrates tax return preparation into its planning engagements as an optional component, maintains fee-only membership affiliations with professional organizations, and emphasizes avoidance of third‑party commissions and conflicts of interest.