ViviFi Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$10,469,572
Clients
23
39% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
23
TypicalAverage account size
$455,199
About
ViviFi Planning serves individual and high-net-worth clients and offers ongoing comprehensive financial planning, project-based planning, discretionary investment management, and retirement plan consulting for employer-sponsored plans. The firm is state-registered and manages about $10.5 million for roughly two dozen client relationships.
Investment advice is driven by an asset-allocation framework and passive, Modern Portfolio Theory–based portfolios built with index mutual funds and ETFs, with accounts reviewed on a regular (quarterly) basis and tailored to clients’ goals and risk tolerance. Financial planning is collaborative and may include implementation and coordination with other professionals; the firm also provides ongoing fiduciary advisory services to retirement plan sponsors while excluding certain illiquid or employer-security assets.
Compared with many peers of similar size, ViviFi combines individualized household planning with retirement-plan fiduciary consulting — an offering more commonly found at larger firms — and operates as a fee-only adviser that does not accept third-party compensation. The firm does not take custody of client assets beyond routine fee deductions and standing letters of instruction, and it leaves proxy voting responsibilities with clients.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Cash flow / budgeting
Business ownership considerations
Fee options
Fixed fee for project-based financial planning generally ranges from $500 to $20,000, negotiable
$0 - $250,000: 1.25% $250,000 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.85% $2,000,000 - $3,000,000: 0.75% $3,000,000 - $5,000,000: 0.65% $5,000,000+: 0.50%
Hourly rate of $350 for project-based financial planning
Minimum fee: Minimum Annual Fee of $4,800, negotiable Fee-only: Fee-only firm, no commissions or sales-related compensation
Main office location
ViviFi Planning
Bend OR, United States
Number of offices
1
Most active in
ViviFi Planning has reported serving >5 clients in these states in the last 12 months.
Oregon
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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